For Single Parents, Affordable Health Insurance is a Must

These days, affordable health insurance is hard to come by if you are a single parent. Not only are you the sole provider for your children as far as food, water and basic necessities, but you also have to raise them and make sure they are becoming extraordinary young adults. Recent statistics show that 50% of children will be raised by a single parent as a result of a parent dying, a divorce and the parent choosing not to remarry, or by a parent who chose to never get married, these statistics are all for children under the age of 18 which means they are still under their parents insurance policy. For many single parents, health insurance is unaffordable and is often unattainable if they are raising children on their own. This is because single-parent families often face economic problems, in studies done, it was found that single-parent households are twice as likely to earn less than $28,500 a year compared to two parent households, and it was found that children who are being raised by a single father are the most likely to have no health insurance.

As a result of these low-income levels, children are more likely to be at risk for many different things like abusing drugs and alcohol, twice as likely to join a gang, four times as likely to have emotional and behavioral problems, more likely to participate in violent crime, and they are apt to involve themselves in high-risk sexual behavior. These are just a few things that should be major causes of concern for families who do not have health insurance. Many of the things listed above can cause health problems or require serious medical attention, for many of these families who are already at higher risk for their children to be involved most likely do not have insurance.

There are many types of affordable health insurance that a single parent could purchase in order to try to keep their child safe when they are more at risk than other children. For example, say a teenager of a single parent goes to a party and gets alcohol poisoning, just the ambulance ride alone can cost between $350-$800 dollars, and that is just the ride. The costs could be much higher if other things were used during the trip such as a backboard, oxygen, or if an IV was used, also once the teenage gets to the hospital the costs could skyrocket depending on how life threatening the situation is. Just the cost of the ambulance ride can be more than health insurance to cover the child for an entire year, and that is before even getting to the hospital. For a single parent who does not chose to purchase one of the many types of affordable health insurance this could be economically devastating to them and their family.

By: Ronnie Hamilton

Article Source: http://www.directorys.uniquearticles.info

Ronnie Hamilton shares his knowledge on health insurance that makes you able to find the plans that best fits your needs. If you want to know about Affordable group health insurance,Affordable health insurance,Aetna health insurance visit www.usa-healthinsurance.com

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